This online course curriculum prepares a candidate to take and pass the state administered exam in order to earn a Life and Health Insurance license. The content consists of two main sections: the national core containing sections I through III, and the state law section containing section IV. Each chapter in sections I through III contains assessment questions to emphasize study points; in addition, there is a state law exam and a final exam at the end of the course.
The Online Prep Course will allow you to learn and remember the critical insurance vocabulary, concepts and products that will be tested on your State Licensing Exam. You'll find no fluff, no nice-to-know, no war stories just the essential information that you will need to obtain your license. This crucial knowledge is presented in easy to read, user-friendly language that is devoid of legal complexities and legislative mumbo-jumbo. We've even taken care to clearly define the insurance terms before we use them.
Your state insurance regulators built an Exam Content Outline which dictates the information which we must include in the Online Course and Resource Guide. Parts I through III of the Course and Resource Guide make up the "national core" portion (useful in any state). Part IV is the State Law section of your course.
Part I: Introduction to Life & Health Insurance
Chapter 1 Purpose of Insurance
Chapter 2 Contract Law
Chapter 3 Underwriting and the Application
Part II: Life Insurance
Chapter 4 Traditional Life Policies
Chapter 5 Flexible Feature Life Policies
Chapter 6 Policy Provisions
Chapter 7 Policy Options
Chapter 8 Policy Riders
Chapter 9 Annuities and Retirement Plans
Chapter 10 Business and Group Life
Chapter 11 Social Security
Part III: Accident and Health
Chapter 12 Health Foundations
Chapter 13 Medical Expense Policies
Chapter 14 Disability Income Policies
Chapter 15 Uniform Individual Health Policy Provisions
Chapter 16 Group Health Insurance
Chapter 17 Medicare and Medicaid
Chapter 18 Limited Health Insurance Policies
Part IV: State Insurance Laws
Chapter 19 General State Specific Insurance Law
Chapter 20 State Specific Life Insurance Law
Chapter 21 State Specific Accident & Health Insurance Law
You will be required to pass the Final Exam with a 70% to qualify for a completion certificate.