Annuities
Learn about annuities: defining features, payout options, annuity types, and the different periods associated with a contract.
Includes: Certificate of Completion
Approval: #504563
Credit Type: General
Credit: 4 Hour(s) | Language: English
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About this Course
This course introduces the topic of annuities. Annuities are insurance products that rely on mortality and investment experience to protect against the loss of income. They differ from life insurance because life insurance is designed for the protection of an individual's family or estate after their death, whereas annuities are designed to protect investors against outliving their income and superannuation. Annuities have the basic function of systematically liquidating specific sums of money over a specified period of time. In this course we will learn about different types of annuities, the benefits of each kind, and the many rules associated with their liquidation.
Regulatory Information
| Name: | New Jersey Department of Banking and Insurance |
| Phone: | 609-292-7272 |
| Fax: | 609-984-2792 |
| Website URL: | https://www.state.nj.us/dobi/index.html |
| Email Address: | insed@dobi.nj.gov |
| Address: | 20 West State StreetP.O. Box 325 |
| City: | Trenton |
| State: | NJ |
| Zip: | 08625 |
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