Personal Life Insurance
Understand the factors to consider when recommending life insurance in amounts that fully protect their clients.
Includes: Certificate of Completion
Approval: #102781
Credit Type: Life and Health
Credit: 3 Hour(s) | Language: English
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About this Course
Students learn the type of client data needed and how to build client rapport and create trust. The various lump-sum cash needs at the death of a breadwinner are identified, and guidelines are provided that enable students to recommend life insurance in amounts that fully protect their clients. The surviving familys income needs are examined, and the students learn how to calculate adequate survivor income and the life insurance needed to provide that income. Social Security survivor benefits are discussed, including the Childs benefit, the Mothers or Fathers benefit, and Widows and Widowers benefit.
Regulatory Information
| Name: | Connecticut Insurance Department |
| Phone: | 860-297-3800 |
| Fax: | 860-566-7410 |
| Website URL: | https://www.ct.gov/cid/site/default.asp |
| Email Address: | cid.licensing@ct.gov |
| Address: | PO Box 816 |
| City: | Hartford |
| State: | CT |
| Zip: | 06142-0816 |
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