About This Course
All Americans have the right to attempt to purchase, rent, or finance housing for themselves in the location of their choosing, regardless of their gender, religion, handicap, color, race, national origin or familial status. To help ensure that no one is deprived of this right, Congress passed the federal Fair Housing Act in 1968. This Act prohibits unethical discrimination by those who rent, sell and finance residential real estate. This module discusses the federal Fair Housing Act, as well as other anti-discrimination laws that directly affect the real estate industry and the financing of real estate. Upon completion of this course, you will understand the legislation, its purpose, and importance. You will also be familiar with the penalties for violating such statutes and have a better understanding of how you can avoid unethical discrimination in your everyday conduct.
Course Topic
Lesson 01: Introduction to Fair Housing
Lesson 02: Discrimination
Lesson 03: Additional Legal Protections to Prevent Discrimination
Lesson 04: Enforcement of Fair Housing Laws
Lesson 05: Avoiding Discriminatory Practices
Lesson 06: Real World Case Studies
Course Learning Objectives
Upon completion of this course, you will be able to:
- Explain the purpose of the federal Fair Housing Laws and be able to identify the protected classes covered by the Fair Housing Act.
- Name the seven activities considered illegal as a result of the Fair Housing Laws.
- Identify the five exemptions from the federal Fair Housing Laws for property owners.
- Recognize discrimination in real estate practice.
- Identify acts considered discriminatory under the Fair Housing Act of 1968 as amended in 1972 and 1988.
- Recognize the purpose of the federal Equal Credit Opportunity Act (ECOA) and know the classes it protects.
- Describe the purpose of the Americans with Disabilities Act (ADA).
- Outline how the ADA affects real estate practice.
- Describe how fair housing complaints are handled.
- List the penalties for non-compliance with Fair Housing Laws.
- Sketch various ways a broker might incorporate business practices designed to prevent discriminatory practices.
- Explain the purpose of the HUD/NAR Partnership and why it is important.
- State the basic principle that should guide licensees in following HUD's Advertising Guidelines.
- Identify acceptable and unacceptable words and phrases for use in advertisements.
- Describe how to apply the practices that help a licensee show that he or she does not discriminate.
Regulatory Information
| Name: | Indiana Real Estate Commission |
| Phone: | 317-234-3009 |
| Fax: | 317-233-4236 |
| Website URL: | https://www.in.gov/pla/real.htm |
| Email Address: | pla9@pla.in.gov |
| Address: | 402 West Washington Street, Room W072 |
| City: | Indianapolis |
| State: | IN |
| Zip: | 46204 |
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