Four-Hour Individual Life Insurance Policies

About This Course

Beginning January 1, 2025, California law Senate Bill 263 requires newly licensed life agents to complete before soliciting individual consumers for life insurance policies other than term life with no cash value.

Mandatory for agents who sell individual and variable life insurance, this 4-hour course is designed to help you meet that requirement with confidence. Drawing from the state’s Prelicensing Education for Life Agents, the curriculum focuses on the fundamentals of individual life insurance policies that build cash value. You’ll gain clarity on product features, consumer protections, and regulatory expectations, ensuring you’re well prepared to serve clients responsibly and in full compliance with California Insurance Code Section 1749.81.

Who Should Take This Course?

This course is specifically designed for:

• Newly licensed California life agents (licensed on or after January 1, 2024) who plan to sell life insurance policies other than term life with no cash value.
• Agents preparing to solicit individual consumers beginning January 1, 2025, and needing to meet the state’s mandatory four-hour training requirement.
• Professionals entering the life insurance field who want a clear foundation in cash value life insurance products and compliance with California’s updated regulations.

The course content is fully aligned with industry standards and is regularly updated to reflect the latest regulatory developments and best practices.