Personal Life Insurance

Understand the factors to consider when recommending life insurance in amounts that fully protect their clients.

Includes: Certificate of Completion

Approval: #36648

Credit Type: Life and Accident Sickness

Credit: 3 Hour(s) | Language: English

About this Course

Students learn the type of client data needed and how to build client rapport and create trust. The various lump-sum cash needs at the death of a breadwinner are identified, and guidelines are provided that enable students to recommend life insurance in amounts that fully protect their clients. The surviving familys income needs are examined, and the students learn how to calculate adequate survivor income and the life insurance needed to provide that income. Social Security survivor benefits are discussed, including the Childs benefit, the Mothers or Fathers benefit, and Widows and Widowers benefit.

Regulatory Information

Name:Georgia Insurance Department
Phone:404-656-2056
Fax:404-657-8542
Website URL:https://www.oci.ga.gov/
Email Address:agents@oci.ga.gov
Address:716 West Tower,2 Martin Luther King. Jr Drive Floyd Memorial Building
City:Atlanta
State:GA
Zip:30334

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