Introduction to Personal Auto Insurance and the Personal Auto Policy

Understand personal auto insurance definitions, coverage, policy structure, why this form of insurance is mandated, and more. A mandatory $0.88 stat filing fee will be added during checkout.

Includes: Certificate of Completion

Approval: #133586

Credit Type: General (Self-Study)

Credit: 1 Hour(s) | Language: English

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About this Course

Auto insurance, one of the most common and important consumer insurances, is a fundamental component of property insurance. Students taking this course will learn why this form of insurance is mandated by examining the basis of legal liability and the protection from it that personal auto insurance offers to insureds. Topics addressed include: the persons and automobiles covered by the policy, the basic structure of a personal auto policy, definitions pertinent to the language of the policy, and standard coverage using ISO forms.

Course Outline

Lesson 1: Introduction to Personal Auto Insurance
Lesson 2: The Personal Auto Policy

Course Objectives

This course addresses the following topics:

Discuss why auto insurance is mandated.
Learn who and what auto insurance covers.
Describe the basic structure of the auto policy.
List the three legal principles involved in policy interpretation.
List the six exclusions in liability coverage.
Identify and discuss the nine general provision in the personal auto policy.

Regulatory Information

Name:	Texas Department of Insurance
Phone:	512-322-3503
Fax:	512-490-1054
Website URL:	https://www.tdi.texas.gov/
Email Address:	license@tdi.state.tx.us
Address:	333 GuadalupePO Box 149104
City:	Austin
State:	TX
Zip:	78714-9104