Firm Element Suitability of Variable and Indexed Annuities

Suitability of Variable and Indexed Annuities

25.00 25.00

  • Course Delivery: On Demand
  • Duration: 1 

Chat Live | Contact Us | Toll Free: (888) 360-8764



Most variable annuity products distributed today are complex commodities with an abundance of moving parts - indexed annuity products even more so. It is due to this complexity that regulatory authorities take a harsh view at the sale of these products. Very few securities face the disclosure requirements of a variable or indexed annuity; in that a variable or indexed annuity is an insurance product and a security product, they often face the burden of overcoming the high degree of scrutiny from multiple regulatory agencies at both the state and federal levels. Yet given the level of complexity and the level of regulatory scrutiny, funds invested in variable annuities have reached well over one trillion dollars; a lot of money no matter who you are.It is only when a registered representative fully understands the advantages and disadvantages of a variable or indexed annuity that a decision can be made by the prospective client that the annuity is the proper investment product to include in their retirement or financial plan.

Course Objectives

Upon completion of the course, the student will: Variable and Indexed Annuities The Players Funding a Variable or Indexed Annuity How Variable Annuities Got Their Name How Indexed Annuities Got Their Name How an Annuity Works Options within Variable Annuities Understanding Equity-Indexed Annuities Computing Gains Participation Rates and Earning Caps Risks of a Variable Annuity Risks of an Equity-Indexed Annuity Some Limitations of Variable and Indexed Annuities Limits of Tax-Deferral Restrictions and Fees Suitability Issues Suitability Guidance Arriving at a Reasonable Basis for Recommending an Investment Product Variable and Indexed Annuities Raise Special Concerns Replacements and Exchanges of Annuity and Insurance Products

Topics Covered

This course covers the following topics: Content mandated on national core exam for Property and Casualty exam State Law regulations for students home state Questions on national and state law topics as shown in state outline



Subject Matter Expert

This course is created and brought to you by, Inc, a leading provider of accredited e-learning courses to working professionals through today's leading schools, associations and corporations. high quality e-learning courses assist thousands of working professionals each month in a wide range of disciplines to succeed in today's marketplace, renew licenses, acquire certification or prepare for a new profession.

End of Course Instructions

Congratulations! You have successfully completed your online course; you may now print your certificate(s) online from your default login page (you may need to refresh this page)

Quiz Information

You will not be required to pass the quizzes to move on to the next lesson.


You will be required to pass the final exam with a 70% in order to receive course credit.

Got questions? Contact us below or call 877-881-2235

Contact Sales

NOTE: Need Help? Are you an existing customer?
For all complaints or concerns Click here. For all sales enquiries, please fill out the form below.

* *
* *
* *

Why Choose

  • Fast and easy courses completion
  • Get an education faster than at traditional colleges!
  • 100% online - No classroom attendance required.
  • Online customer support
  • Over 500,000+ certified nationwide.