Auto insurance, one of the most common and important consumer insurances, is a fundamental component of property insurance. Students taking this course will learn why this form of insurance is mandated by examining the basis of legal liability and the protection from it that personal auto insurance offers to insureds. Topics addressed include: the persons and automobiles covered by the policy, the basic structure of a personal auto policy, definitions pertinent to the language of the policy, and standard coverage using ISO forms.
Upon completion of the course, the student will be able to:
- Understand why auto insurance is mandated.
- Learn who and what auto insurance covers.
- Understand the basic structure of the auto policy.
- List the three legal principles involved in policy interpretation.
- List the six exclusions in liability coverage.
- Understand the nine general provisions in the personal auto policy .
Introduction to Personal Auto Insurance and the Personal Auto Policy - Arkansas Insurance Department
- Arkansas Insurance Department
- Website URL:
- Email Address:
- 1200 W. 3rd Street
- Little Rock
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