New York Real Estate Continuing Education Real Estate Finance

Real Estate Finance

36.00 30.00
$36.00 $30.00

  • Course Delivery: On Demand
  • Credit Hours: 4
  • Credit Type: General


This course provides an introduction to residential real estate finance, including information on the underwriting process for FHA, VA, FNMA and FHLMC loans. It includes the following lessons:Introduction to Loans Conventional Loans FHA Loans VA Loans The Basics of Real Estate Financing Real Estate PracticeIn this course the student will learn the basics of the different types of loans available and the advantages and disadvantages of each; loan applications; appraisals; escrow; titles; and credit reports, including qualifying for loan amounts and verifying income and assets.The student will also learn how to calculate loan amounts, estimate monthly payments from property taxes, hazard and mortgage insurance, qualifying ratios and income.


Course Objectives

Upon completion of this course, the student will be able to:
- Understand the basic concepts and key terms of real estate financing and the key terms
- Describe how to qualify a buyer for the most common types of loans
- Understand the use and function of escrow accounts
- Determine what a mortgage insurance premium is
- Understand the process of underwriting its guidelines
- Identify the three most common types of loans
conventional, FHA and VA
- Explain the advantages and disadvantages of conventional loans
- Distinguish how to use conventional qualifying ratios
- State the advantages and disadvantages of FHA loans
- Identify the differing FHA qualification ratios
- Explain the advantages and disadvantages of VA loans
- Describe VA eligibility and qualification periods
- Calculate the amount of VA entitlement used
- Calculate VA loan amounts and required down payments
- Explain the process and qualifications for assuming VA and FHA loans
- Identify other types of loans available
- Understand how to underwrite and close loans


Regulatory Information

Real Estate Finance - NYS Department of State Division of Licensing Services Bureau of Educational Standards

  • Name:
  • NYS Department of State Division of Licensing Services Bureau of Educational Standards
  • Phone:
  • 518-474-4429
  • Fax:
  • 518-473-6648
  • Website URL:
  • Email Address:
  • Address:
  • 123 William Street
  • City:
  • New York City
  • State:
  • NY
  • Zip:
  • 10038-3804

End of Course Instructions

Congratulations! You have successfully completed your course. Click on the link to print your certificate. Keep this certificate for your records as proof that you completed the course.


Quiz Information

You are required to pass the quizzes to move on to the next lesson.



You will be required to pass the final exam with a 70% in order to receive course credit.

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